OUR SECURITY & PRIVACY PLEDGE
At U.S. Secured Financial, LLC, we have dedicated ourselves to streamlining the home loan process and guiding people to utilize their home financing options as an instrument to manage their financial lives. In order to truly provide financial secuirty we respect and protect the privacy of those who visit or use our web site. When we obtain information from you, we want you to know how it is used. To demonstrate our commitment to fair information practices, we have adopted leading industry privacy guidelines.
U.S. Secured Financial, LLC does not share your personal information with outside companies for their promotional use.
OUR PHILOSOPHY AND PRACTICES
At U.S. Secured Financial LLC, we want you to be comfortable and confident when using our web site. Therefore, we would like to share with you the following principles that govern our information practices and other privacy aspects of our web site:
- We provide you notice of our web site information practices.
- We work to protect personally identifiable information from loss, misuse, or unauthorized alteration.
WE PROVIDE YOU NOTICE OF OUR WEB SITE INFORMATION PRACTICES.
To maximize the value of our services, we may request information from you when you visit our web sites. US Secured Financial does not share your personal information with outside companies for their use.
Here is a description of the information we collect and how it is used:
Protecting Your Identity and Credit
Credit reporting agencies may share your information with other companies when you apply for a home loan. This may cause you to receive email or phone calls that are unwanted, offering credit cards, refinancing or other products.
You can put a stop to these calls and emails by opting out of these prescreened credit offers. Simply call (888) 567-8688 or visit www.optoutprescreen.org.
Tools, Applications and Registration: We provide a number of ways for you to explore your options for mortgages and loans, so you can determine which options may be the most desirable for you. You can utilize a number of tools, planners, calculators and other interactive advisors, such as email questionnaires or simply applying online, without providing us your identity. We will not ask you for personally identifiable information to use these features, and do not attribute the information that you provide to you as an individual.
However, if you want to exercise one or more of the loan options presented, we will need you to supply other identifying and supporting information needed to process your application.
We use your contact information to provide you with alerts and updates regarding your loan status, which is part of the US Secured Financial service. Us Secured Financial does not share your information with outside companies for their promotional use. We may, however, use it to send you communications and special offers on other products or services offered by US Secured Financial. If you do not want to receive this information you may request this by within any future communications or by sending an e-mail to info@ussfinanical.com.
We may also supply the information you provide, on a strictly confidential basis, to service providers, such as title companies, appraisers, credit reporting services, etc., who assist us in qualifying, processing, closing and servicing your loan.
Credit Report: By submitting a loan application or a request to be pre-qualified to us, you authorize us to share your credit report with our affiliates only to process your loan application.
Newsletters: We send out monthly e-mail newsletters and other e-mail communications. You may unsubscribe by following the instructions provided in each e-mail newsletter.
Contests, Sweepstakes, and Surveys: From time to time, we may offer you the option to participate in contests, sweepstakes, or surveys. If you would like to participate, we may ask you for contact information, preferences or other information. This information may be used to conduct research, improve our offerings, or contact you regarding home financing or award prizes. Our contests or sweepstakes may have separate rules and we will identify how the information that you supply will be used in each case.
Service Providers: In some cases, we will employ or use service providers such as title companies, appraisers, consultants, temporary workers, third party software developers, to complete a business process or provide a service on our behalf. For example, we may use service providers to enhance our Web site technology, deliver products, or to send e-mails. When we employ service providers, we may need to share your personally identifiable information. Service providers are strictly prohibited from using your personally identifiable information for purposes other than to act on our behalf.
Service Alerts and Critical Notices: Although we respect and honor the privacy preferences you have expressed, we may need to contact you to inform you of specific changes that may impact your ability to use this service or for other critical non-marketing purposes, such as bug alerts. We may also contact you to respond to your specific requests, to clarify the order information you provided to us, or to notify you of upcoming subscription expiration dates.
Change of Control: Your personally identifiable information may be transferred in connection with a sale, merger, transfer, exchange or other disposition (whether of assets, stock or otherwise) of all or a portion of a business of US Secured Financial.
Changes to Our Privacy Policy: If we plan to make significant changes to any of our privacy policies or practices with respect to how we use personally identifiable information, we'll post those changes to the U.S. Secured Financial web site 30 days before they take effect.
Legal Disclosures: In some cases we may disclose certain information to comply with a legal process, such as a court order, subpoena, search warrant, or law enforcement request.
WE WORK TO PROTECT PERSONALLY IDENTIFIABLE INFORMATION FROM LOSS, MISUSE, OR UNAUTHORIZED ALTERATION.
We employ industry recognized security safeguards to help protect the personally identifiable information that you have provided to us from loss, misuse, or unauthorized alteration. All data sent to US Secured Financial is protected with technology that enables encryption of your data. We use:
Secure Socket Layer (SSL): The US Secured website is supported by the Secure Socket Layer (SSL) transaction protocol originally developed by Netscape and now largely accepted as an industry standard. The purpose of this encryption protocol is to keep confidential the information passed back and forth between a Web server and its users.
128-Bit Domestic Grade Strong Encryption: US Secured Financial uses 128-Bit Domestic Grade Strong Encryption, the most powerful encryption commercially available for Internet products. (However, be aware that if you are using a 40-bit browser, your encryption level, while secure, is not the highest level available. United States and Canadian citizens can download free 128-bit browsers from Mozilla, Netscape or Microsoft)
We work to protect personally identifiable information stored on the site's servers from unauthorized access using industry standard computer security products, such as firewalls, as well as carefully developed security procedures and practices.