We make it quick
Many times people dread starting the process to refinance. US Secured Financial has the experience and the network to make this process as simple as we can. We specialize in our "quick close"   loan process that usually can get your loan done in about 7-10 business days.


We make it easy
For our most qualified borrowers we offer our Express Programs. For these qualified borrowers they do not have to provide documentation on income and assets and they still get the same pricing as if they did! For those who don't wualify for that program we still give you the same great treatment but you might have to fax us a couple more pieces of paper. No big deal. Click on the links below to find out more about which program is the right one for you.





Documents we will need to qualify
and close your loan

  • 2005 & 2006 w2s
  • Recent 2 Pay Stubs
  • Insurance Declaration Page
  • 401k / IRA / Savings Statements
  • Copy of Driver's License


  • *most loans will require additional documentation





    Steps in the process
    Some people don't know the steps in the process.
    Let us break down the steps for you so you know what to expect.



    The Red Carpet Treatment

    Our signature Red Carpet Treatment ensures that you get treated with the respect you deserve, regardless of your credit situation.

    Apply Now  and get the expert advice you need, the right loan at the right price along with the service you deserve.