Credit Builder Program

The problem with having bad credit is it feels like ther is no hope. You feel like there is nothing out there that will get you to that next level. We have a multi-step program that will get you from your current credit situation into one that will finally get you to where you want to be.

         Opt-out   - This is a tool that opts you our of unwanted solicitations through mail and over the phone. Although technically
                             this is not supposed increase your score but many observations have shown that this does have a positive
                             effect and it eliminates annoying/tempting solicitations.

         LTV Program  - this part of the process is a specific program that gives you the ability to take back control of your finances
                             and put some money away in savings. Depending on equity, a 2nd mortgage will be taken out on your home
                             which will cover 6 months of payments on both your 1st and 2nd mortgages as well as pay off debt. This is your                              chance to put money away so you do not use your credit again and learn to budget.

         Debt & Collection Payoff  - the biggest contributor to a credit score are collections and debt. By paying these down we can                              not only save you money but it is the single most important thing you can do to rebuild your credit.

         Debt Agency   - We work with several debt agencies that will contest late payments and collections to try and clean your
                            credit up proactively.

         A New Loan   - Although results do vary it is our goal to refinance and consolidate your 2 loans into a new A-paper loan
                            finally getting the new loan you deserve with your brand new credit rating.

This program is not for everyone and it is subject to approval based mainly on Loan to Value (equity) and other criteria. Call now to get more information and find out if the credit builder programn is right for you.

Apply now to get a free quote on this loan